Vagaro Capital

Small Business Funding from Vagaro to Grow Your Business

Vagaro Capital is flexible funding for small businesses, from $1,000-$300,000, right at your fingertips

How It Works

Submit your application in minutes, with funds paid out in up to 2 business days.

One transparent fixed fee agreed up front. No hidden fees, surprises, or late fees.

Payments are automated as a small percentage of your daily transactions.

Customers can reconcile their payments if revenue decreases. "In June 2023, the percent of approved customers funded in 48 business hours was 75%."

Customized Capital Based on Your Credit Card Sales

Get more cash the more you process with Vagaro Credit Card Processing

Unleash your business potential & get fast cash with Vagaro Capital

Already a Vagaro Business? You could become eligible for small business funding when you use Vagaro Payment Processing

Flexible Payments Empower Your Dreams' Progress

Unlock small business growth with flexible funding options

Quick, Medium, Extended funding plans; all at your own pace

Choose the fixed fee that you’re comfortable with, set it, then forget it; we automate the payments for you

Get the money you need quickly, without the stress of worrying about how you'll pay it back.

Easily Pay For Your Business Capital

Pay for your business capital by automating a percentage of your daily credit card sales.

Pay less on slow days & more on busier days

Only pay for your small business capital when you make money.

With no building interest, take as much time as you need

The Opportunities Are Endless with Small Business Funding

Remodel or upgrade your space to everything you've ever wanted

Invest in your education for you and your team's future

Purchase new tools for your business & upgrade your offerings

How do you pay for your Vagaro Capital?: Paying for Vagaro Capital back process for your small business funding involves automatic deduction of a fixed percentage from your card sales until the full amount is paid off. This means that if your sales are high on a particular day, your repayment amount will be higher, and if your sales are low on a particular day, your repayment amount will be lower.
What factors are considered when determining my business's funding offer?: When determining your small business funding offer, various factors related to your business are taken into account. These include payment processing volume, account history, and payment frequency, among others. You must also be using Vagaro Payment Processing for a minimum of 4 months before applying for Vagaro Capital.
Is it possible to make prepayments on Vagaro Capital?: Yes, you can make prepayments on your small business funding at any time, and there will be no additional cost involved. Making prepayments does not alter the total amount you owe.
Will there be any late fees added to my total owed amount?: No, there will be no additional fees added to your total owed amount for late payments
Will applying for small business funding impact my credit score?: No, applying for Vagaro Capital will not have any impact on your credit score

Try Vagaro for Free

Create an account in minutes. No contract, cancellation, setup, or signup fees.

This product is for business purposes and not for consumer purposes.